{"id":162274,"date":"2024-12-28T07:22:27","date_gmt":"2024-12-28T06:22:27","guid":{"rendered":"https:\/\/likemetkovic.hr\/portal\/?p=162274"},"modified":"2024-12-28T07:22:27","modified_gmt":"2024-12-28T06:22:27","slug":"vodenje-racuna-i-podizanje-novca-uskoro-ce-biti-besplatni","status":"publish","type":"post","link":"https:\/\/likemetkovic.hr\/portal\/vodenje-racuna-i-podizanje-novca-uskoro-ce-biti-besplatni\/","title":{"rendered":"Vo\u0111enje ra\u010duna i podizanje novca uskoro \u0107e biti besplatni"},"content":{"rendered":"<p>Banke su od raznih naknada u devet mjeseci uzele gotovo 660 mil. eura, pi\u0161e\u00a0<strong><a title=\"\" href=\"https:\/\/www.24sata.hr\/news\/vodenje-racuna-i-podizanje-novca-uskoro-ce-biti-besplatni-1023848?24sata_ref=frontpage-home&amp;utm_medium=Status&amp;utm_source=Facebook&amp;utm_content=home&amp;utm_campaign=24sata+Facebook+status&amp;fbclid=IwY2xjawHbo9lleHRuA2FlbQIxMQABHVuwFMeNMUsqQXWgGFZeiK1Sx1tHjjjQA7LHrd9XFVWKUlSKFlK8pRzPuw_aem_4OmXW6vQNUql-XRM6Y5vYw\">24sata.hr<\/a><\/strong>.<\/p>\n<p>U Ministarstvu financija ve\u0107 uvelike imaju pripremljene zakonske izmjene koje bi oslobodile gra\u0111ane pla\u0107anja naknada bankama za vo\u0111enje teku\u0107eg ra\u010duna. Kako saznajemo, prvotno su mislili ukinuti naknadu za vo\u0111enje ra\u010duna ako gra\u0111anin koristi ra\u010dun za jednu uplatu poput pla\u0107e i mirovine koju odmah podigne. No posljednja verzija uklju\u010duje paket bankarskih usluga koje \u0107e morati biti besplatne. Sigurno \u0107e banke morati omogu\u0107iti bez naknade dizanje novca na bankomatima, a naknadu banke ne\u0107e mo\u0107i napla\u0107ivati \u010dak i ako ima vi\u0161e uplata i isplata. Ministarstvo financija jo\u0161 \u010deka odluke banaka i kako \u0107e postupiti po naredbi HNB-a da moraju dostaviti na\u010din na koji ra\u010dunaju naknade te opravdati tro\u0161kovima njihovo uvo\u0111enje i podizanje.<\/p>\n<h4 class=\"wp-block-heading\">Dio usluga besplatan do prolje\u0107a<\/h4>\n<p>U svakom slu\u010daju, od prolje\u0107a bi barem dio bankarskih usluga bio besplatan, naknade za vo\u0111enje osnovnog ra\u010duna ne\u0107e biti, a ovisno od pona\u0161anja banaka ovisit \u0107e i koje sve ostale usluge \u0107e biti propisane kao besplatne u tom paketu.<\/p>\n<p>Banke imaju vi\u0161e od 200 razli\u010ditih naknada koje su zna\u010dajno porasle nakon pandemijskih godina. Banke su se pravdale rastom tro\u0161kova poslovanja iako su i u prvih devet mjeseci ostvarile 1,2 milijarde eura dobiti, \u0161to je deset posto vi\u0161e nego u istom razdoblju lani. U prvih devet mjeseci na naknadama i provizijama su uprihodovale 659,4 milijuna eura, a to je 8,5 posto vi\u0161e nego u istom razdoblju lani. Najve\u0107i dio dolazi od naknada za platni promet, gotovo 221 milijun eura, Naknade za vo\u0111enje teku\u0107eg i \u017eiro-ra\u010duna donijele su im gotovo 76 milijuna eura, \u010dak 13,8 posto vi\u0161e nego u prvih devet mjeseci pro\u0161le godine.<\/p>\n<h4 class=\"wp-block-heading\">Banke u prvih 9 mjeseci ostvarile 1,2 milijarde eura dobiti<\/h4>\n<p>Zagreba\u010dka banka kao najve\u0107a zasad je jedina najavila od 8. sije\u010dnja ukidanje mjese\u010dnih naknada za vo\u0111enje osnovnog teku\u0107eg ra\u010duna, ali je zato prili\u010dno digla sve ostale naknade, uklju\u010duju\u0107i i one za pakete, ali i vo\u0111enje \u017eiro-ra\u010duna. Ostale banke jo\u0161 se nisu izjasnile, ali kako neslu\u017ebeno doznajemo, neke ve\u0107 planiraju dizanje ostalih naknada. Hrvatska udruga banaka je ve\u0107 priop\u0107ila da je prosje\u010dna cijena vo\u0111enja teku\u0107eg ra\u010duna 1,84 eura mjese\u010dno. Ali taj prosjek se prili\u010dno razlikuje od banke do banke pa je kod nekih vi\u0161e od tri eura, a kod nekih 1,5 eura mjese\u010dno.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Banke su od raznih naknada u devet mjeseci uzele gotovo 660 mil. eura, pi\u0161e\u00a024sata.hr. U Ministarstvu financija ve\u0107 uvelike imaju pripremljene zakonske izmjene koje bi oslobodile gra\u0111ane pla\u0107anja naknada bankama za vo\u0111enje teku\u0107eg ra\u010duna. Kako saznajemo, prvotno su mislili ukinuti naknadu za vo\u0111enje ra\u010duna ako gra\u0111anin koristi ra\u010dun za jednu uplatu poput pla\u0107e i mirovine [&hellip;]<\/p>\n","protected":false},"author":7,"featured_media":154035,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[296,1027],"tags":[6722,1224,12880],"class_list":{"0":"post-162274","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-ab","8":"category-hrvatska","9":"tag-banke","10":"tag-cijena","11":"tag-usluge"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.2 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Vo\u0111enje ra\u010duna i podizanje novca uskoro \u0107e biti besplatni - likemetkovic.hr<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/likemetkovic.hr\/portal\/vodenje-racuna-i-podizanje-novca-uskoro-ce-biti-besplatni\/\" \/>\n<meta property=\"og:locale\" content=\"hr_HR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Vo\u0111enje ra\u010duna i podizanje novca uskoro \u0107e biti besplatni - likemetkovic.hr\" \/>\n<meta property=\"og:description\" content=\"Banke su od raznih naknada u devet mjeseci uzele gotovo 660 mil. eura, pi\u0161e\u00a024sata.hr. U Ministarstvu financija ve\u0107 uvelike imaju pripremljene zakonske izmjene koje bi oslobodile gra\u0111ane pla\u0107anja naknada bankama za vo\u0111enje teku\u0107eg ra\u010duna. Kako saznajemo, prvotno su mislili ukinuti naknadu za vo\u0111enje ra\u010duna ako gra\u0111anin koristi ra\u010dun za jednu uplatu poput pla\u0107e i mirovine [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/likemetkovic.hr\/portal\/vodenje-racuna-i-podizanje-novca-uskoro-ce-biti-besplatni\/\" \/>\n<meta property=\"og:site_name\" content=\"likemetkovic.hr\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/likemetkovic.hr\/\" \/>\n<meta property=\"article:published_time\" content=\"2024-12-28T06:22:27+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/likemetkovic.hr\/portal\/wp-content\/uploads\/2024\/04\/euri-bankomat_.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"800\" \/>\n\t<meta property=\"og:image:height\" content=\"533\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"LIKEmetkovic.hr\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Napisao\/la\" \/>\n\t<meta name=\"twitter:data1\" content=\"LIKEmetkovic.hr\" \/>\n\t<meta name=\"twitter:label2\" content=\"Procijenjeno vrijeme \u010ditanja\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/likemetkovic.hr\/portal\/vodenje-racuna-i-podizanje-novca-uskoro-ce-biti-besplatni\/\",\"url\":\"https:\/\/likemetkovic.hr\/portal\/vodenje-racuna-i-podizanje-novca-uskoro-ce-biti-besplatni\/\",\"name\":\"Vo\u0111enje ra\u010duna i podizanje novca uskoro \u0107e biti besplatni - likemetkovic.hr\",\"isPartOf\":{\"@id\":\"https:\/\/likemetkovic.hr\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/likemetkovic.hr\/portal\/vodenje-racuna-i-podizanje-novca-uskoro-ce-biti-besplatni\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/likemetkovic.hr\/portal\/vodenje-racuna-i-podizanje-novca-uskoro-ce-biti-besplatni\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/likemetkovic.hr\/portal\/wp-content\/uploads\/2024\/04\/euri-bankomat_.jpg\",\"datePublished\":\"2024-12-28T06:22:27+00:00\",\"author\":{\"@id\":\"https:\/\/likemetkovic.hr\/#\/schema\/person\/a42711f3385a0e2be6f7e0443bfb28f0\"},\"breadcrumb\":{\"@id\":\"https:\/\/likemetkovic.hr\/portal\/vodenje-racuna-i-podizanje-novca-uskoro-ce-biti-besplatni\/#breadcrumb\"},\"inLanguage\":\"hr\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/likemetkovic.hr\/portal\/vodenje-racuna-i-podizanje-novca-uskoro-ce-biti-besplatni\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"hr\",\"@id\":\"https:\/\/likemetkovic.hr\/portal\/vodenje-racuna-i-podizanje-novca-uskoro-ce-biti-besplatni\/#primaryimage\",\"url\":\"https:\/\/likemetkovic.hr\/portal\/wp-content\/uploads\/2024\/04\/euri-bankomat_.jpg\",\"contentUrl\":\"https:\/\/likemetkovic.hr\/portal\/wp-content\/uploads\/2024\/04\/euri-bankomat_.jpg\",\"width\":800,\"height\":533},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/likemetkovic.hr\/portal\/vodenje-racuna-i-podizanje-novca-uskoro-ce-biti-besplatni\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Po\u010detna stranica\",\"item\":\"https:\/\/likemetkovic.hr\/portal\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Vo\u0111enje ra\u010duna i podizanje novca uskoro \u0107e biti besplatni\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/likemetkovic.hr\/#website\",\"url\":\"https:\/\/likemetkovic.hr\/\",\"name\":\"likemetkovic.hr\",\"description\":\"Misli pozitivno... \u010ditaj LIKE\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/likemetkovic.hr\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"hr\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/likemetkovic.hr\/#\/schema\/person\/a42711f3385a0e2be6f7e0443bfb28f0\",\"name\":\"LIKEmetkovic.hr\",\"sameAs\":[\"http:\/\/likemetkovic.hr\"],\"url\":\"https:\/\/likemetkovic.hr\/portal\/author\/likemetkovic-hr\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Vo\u0111enje ra\u010duna i podizanje novca uskoro \u0107e biti besplatni - likemetkovic.hr","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/likemetkovic.hr\/portal\/vodenje-racuna-i-podizanje-novca-uskoro-ce-biti-besplatni\/","og_locale":"hr_HR","og_type":"article","og_title":"Vo\u0111enje ra\u010duna i podizanje novca uskoro \u0107e biti besplatni - likemetkovic.hr","og_description":"Banke su od raznih naknada u devet mjeseci uzele gotovo 660 mil. eura, pi\u0161e\u00a024sata.hr. 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