{"id":71284,"date":"2018-11-26T14:25:43","date_gmt":"2018-11-26T13:25:43","guid":{"rendered":"http:\/\/likemetkovic.hr\/?p=71284"},"modified":"2018-11-26T14:25:43","modified_gmt":"2018-11-26T13:25:43","slug":"hnb-ima-aplikaciju-na-kojoj-mozete-usporediti-sve-sto-vam-banke-naplacuju","status":"publish","type":"post","link":"https:\/\/likemetkovic.hr\/portal\/hnb-ima-aplikaciju-na-kojoj-mozete-usporediti-sve-sto-vam-banke-naplacuju\/","title":{"rendered":"HNB ima aplikaciju na kojoj mo\u017eete usporediti sve \u0161to vam banke napla\u0107uju"},"content":{"rendered":"<p>Na internetskoj stranici i mobilnoj aplikaciji Hrvatske narodne banke (mHNB) od 1. studenoga ove godine dostupne su sve relevantne informacije o naknadama za platne usluge po svim bankama u Republici Hrvatskoj. Objavljene informacije sadr\u017eavaju visine naknada za naj\u010de\u0161\u0107e kori\u0161tene platne usluge, odnosno najreprezentativnije usluge povezane s ra\u010dunom za pla\u0107anje u RH, koje potro\u0161a\u010de izla\u017eu najve\u0107em pojedina\u010dnom ili ukupnom tro\u0161ku.<\/p>\n<p>Tako je potro\u0161a\u010dima omogu\u0107ena jednostavnija usporedba aktualnih naknada po bankama za naj\u010de\u0161\u0107e kori\u0161tene platne usluge, kako bi mogli informiranije i lak\u0161e donositi odluke o odabiru platnih usluga i njihovih pru\u017eatelja, a time se, ja\u010daju\u0107i konkurentnost tr\u017ei\u0161ta, ja\u010da i za\u0161tita potro\u0161a\u010da, istaknuo je guverner Boris Vuj\u010di\u0107 na konferenciji za medije odr\u017eanoj 26. studenoga o. g. u Hrvatskoj narodnoj banci.<\/p>\n<p>Pritom su potro\u0161a\u010dima dostupna tri interaktivna prikaza:<\/p>\n<p><strong><em>Informativni dokumenti o naknadama na tr\u017ei\u0161tu RH (FID)<\/em><\/strong>, gdje potro\u0161a\u010d odabirom banke i\/ili specifi\u010dne kategorije mo\u017ee dobiti prikaz raspolo\u017eivih FID-ova i tako usporediti cijene \u017eeljenih usluga. Taj informativni dokument banke su du\u017ene gra\u0111anima dati i prije otvaranja ra\u010duna za pla\u0107anje, no sada je dostupan u ovom prikazu i bez odlaska u banku.<\/p>\n<p><strong><em>Naknade za naj\u010de\u0161\u0107e kori\u0161tene platne usluge povezane s kunskim teku\u0107im ra\u010dunom<\/em><\/strong>, gdje potro\u0161a\u010di mogu, odabirom banke i pojedine usluge, usporediti naknade za naj\u010de\u0161\u0107e kori\u0161tene platne usluge koje ve\u0107 nisu dio nekog paketa usluga.<\/p>\n<p><strong><em>Naknade za pakete koji uklju\u010duju vo\u0111enje kunskog teku\u0107eg ra\u010duna<\/em><\/strong>\u00a0 obuhva\u0107aju usporedbu naknada povezanih s kunskim ra\u010dunom koji banke uobi\u010dajeno nude u okviru odre\u0111enog paketa usluga, a potro\u0161a\u010dima se, odabirom \u017eeljenih platnih usluga, pru\u017ea uvid u cijene raspolo\u017eivih paketa usluga.<\/p>\n<p>Ovaj pomak u transparentnosti platnih usluga zasniva se na Zakonu o usporedivosti naknada, prebacivanju ra\u010duna za pla\u0107anje i pristupu osnovnom ra\u010dunu (NN, br. 70\/2017.), Odluci o najreprezentativnijim uslugama povezanima s ra\u010dunom za pla\u0107anje (NN, br. 42\/2018.) i Odluci o obvezi dostavljanja podataka za usporedbu naknada usluga iz popisa najreprezentativnijih usluga (NN, br. 64\/2018.) te na pripadaju\u0107im propisima Europske unije.<\/p>\n<p>Vi\u0161e informacija o usporedbi bankovnih naknada za platne usluge u Republici Hrvatskoj dostupno je u kratkom filmu\u00a0<em>Bankovne naknade<\/em>\u00a0odnosno u\u00a0<a href=\"https:\/\/www.hnb.hr\/temeljne-funkcije\/platni-promet\/usporedba-naknada\"><em>Usporedite bankovne naknade<\/em><\/a>.<\/p>\n<p><iframe src=\"https:\/\/www.youtube.com\/embed\/q04-yiCPIik\" width=\"590\" height=\"320\" scrolling=\"no\" data-mce-fragment=\"1\"><\/iframe><\/p>\n<p><a href=\"https:\/\/play.google.com\/store\/apps\/details?id=hr.hnb.app.mhnb\" target=\"_blank\" rel=\"noopener\"><img decoding=\"async\" class=\"\" src=\"https:\/\/www.hnb.hr\/documents\/20182\/2041159\/google_play_200x59.png\" alt=\"\" width=\"142\" height=\"42\" \/><\/a>\u00a0<a href=\"https:\/\/itunes.apple.com\/hr\/app\/mhnb\/id1281447302?l=hr&amp;mt=8\" target=\"_blank\" rel=\"noopener\"><img decoding=\"async\" class=\"\" src=\"https:\/\/www.hnb.hr\/documents\/20182\/2041159\/apple_playstore_200x59.png\/2965a3e7-fedc-4dfd-9f38-d48b1c190ac4?t=1506352657845\" alt=\"\" width=\"146\" height=\"43\" \/><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Na internetskoj stranici i mobilnoj aplikaciji Hrvatske narodne banke (mHNB) od 1. studenoga ove godine dostupne su sve relevantne informacije o naknadama za platne usluge po svim bankama u Republici Hrvatskoj. Objavljene informacije sadr\u017eavaju visine naknada za naj\u010de\u0161\u0107e kori\u0161tene platne usluge, odnosno najreprezentativnije usluge povezane s ra\u010dunom za pla\u0107anje u RH, koje potro\u0161a\u010de izla\u017eu najve\u0107em [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":71285,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[296,290],"tags":[4112,4111,4113],"class_list":{"0":"post-71284","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-ab","8":"category-politika","9":"tag-aplikacija","10":"tag-hnb","11":"tag-naknade"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.2 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>HNB ima aplikaciju na kojoj mo\u017eete usporediti sve \u0161to vam banke napla\u0107uju - likemetkovic.hr<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/likemetkovic.hr\/hnb-ima-aplikaciju-na-kojoj-mozete-usporediti-sve-sto-vam-banke-naplacuju\/\" \/>\n<meta property=\"og:locale\" content=\"hr_HR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"HNB ima aplikaciju na kojoj mo\u017eete usporediti sve \u0161to vam banke napla\u0107uju - likemetkovic.hr\" \/>\n<meta property=\"og:description\" content=\"Na internetskoj stranici i mobilnoj aplikaciji Hrvatske narodne banke (mHNB) od 1. studenoga ove godine dostupne su sve relevantne informacije o naknadama za platne usluge po svim bankama u Republici Hrvatskoj. 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