{"id":88155,"date":"2019-08-27T14:12:25","date_gmt":"2019-08-27T12:12:25","guid":{"rendered":"https:\/\/likemetkovic.hr\/?p=88155"},"modified":"2019-08-27T14:12:25","modified_gmt":"2019-08-27T12:12:25","slug":"na-crnu-listu-ako-imate-dug-od-750-kuna-i-kasnite-61-dan","status":"publish","type":"post","link":"https:\/\/likemetkovic.hr\/portal\/na-crnu-listu-ako-imate-dug-od-750-kuna-i-kasnite-61-dan\/","title":{"rendered":"Na ‘crnu listu’ ako imate dug od 750 kuna i kasnite 61 dan"},"content":{"rendered":"

Iz Hrvatske udruge banaka kratko su izvijestili da kreditne i financijske institucije nastavljaju s djelomi\u010dnom razmjenom podataka o klijentima i to samo za one koji nisu ispunili obvezu u roku.<\/p>\n

Petnaest mjeseci nakon \u0161to je prestao raditi i banke ostale slijepe na razmjere zadu\u017eenosti klijenata, kreditni registar obveza po kreditima ponovno je operativan od ovog tjedna.<\/p>\n

No, ne u potpunosti nego u krnjem obliku jer \u0107e do daljnjega funkcionirati isklju\u010divo kao crna lista du\u017enika. Iz Hrvatske udruge banaka kratko su izvijestili da kreditne i financijske institucije nastavljaju s djelomi\u010dnom razmjenom podataka o klijentima i to samo za one koji nisu ispunili obvezu u roku, javlja\u00a0Poslovni dnevnik.\u00a0<\/a><\/p>\n

–\u00a0Razmjena podataka obavljat \u0107e se pomo\u0107u informati\u010dkog sustava pod nazivom DOR sustav, u okviru HROK-a. Korisnici sustava obra\u0111ivat \u0107e podatke o neurednosti u ispunjavanju obveza svojih klijenata s ciljevima kvalitetne procjene sposobnosti klijenata za urednom otplatom njihovih obveza te smanjivanja, odnosno izbjegavanja rizika lo\u0161ih plasmana i prezadu\u017eenosti klijenata – ka\u017eu iz Udruge banaka za ovaj portal.<\/p>\n

Na crnoj listi \u010dak \u010detiri godine\u00a0<\/strong><\/h5>\n

Pristup crnoj listi imat \u0107e tek 16 ‘najve\u0107ih igra\u010da’ me\u0111u bankama i \u0161tedionicama. Klijent na nju ulazi ako mu je dospjeli iznos duga 750 kuna ili vi\u0161e s \u010dijim podmirenjem kasni 61 dan. Tako\u0111er, ako ne ispunjava dospjele obveze u roku ili je nov\u010dana obveza otkazana, utu\u017eena, napla\u0107ena od osiguranja (regres od osiguranja) ili prodana tre\u0107oj strani.\u00a0 Informacijama u sustavu kreditori mogu pristupiti prije sklapanja novog ugovora o kreditu ili u slu\u010daju izmjene postoje\u0107eg.<\/p>\n

\u010cak i kada du\u017enik sve podmiri, on \u0107e na crnoj listi ostati \u010detiri godine nakon \u010dega slijedi brisanje podataka.<\/p>\n","protected":false},"excerpt":{"rendered":"

Iz Hrvatske udruge banaka kratko su izvijestili da kreditne i financijske institucije nastavljaju s djelomi\u010dnom razmjenom podataka o klijentima i to samo za one koji nisu ispunili obvezu u roku. Petnaest mjeseci nakon \u0161to je prestao raditi i banke ostale slijepe na razmjere zadu\u017eenosti klijenata, kreditni registar obveza po kreditima ponovno je operativan od ovog […]<\/p>\n","protected":false},"author":8,"featured_media":88156,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[296,290],"tags":[5888,5889,5890],"class_list":{"0":"post-88155","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-ab","8":"category-politika","9":"tag-crna-lista","10":"tag-dug","11":"tag-hrvatska-udruga-banaka"},"yoast_head":"\nNa 'crnu listu' ako imate dug od 750 kuna i kasnite 61 dan - likemetkovic.hr<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/likemetkovic.hr\/na-crnu-listu-ako-imate-dug-od-750-kuna-i-kasnite-61-dan\/\" \/>\n<meta property=\"og:locale\" content=\"hr_HR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Na 'crnu listu' ako imate dug od 750 kuna i kasnite 61 dan - likemetkovic.hr\" \/>\n<meta property=\"og:description\" content=\"Iz Hrvatske udruge banaka kratko su izvijestili da kreditne i financijske institucije nastavljaju s djelomi\u010dnom razmjenom podataka o klijentima i to samo za one koji nisu ispunili obvezu u roku. Petnaest mjeseci nakon \u0161to je prestao raditi i banke ostale slijepe na razmjere zadu\u017eenosti klijenata, kreditni registar obveza po kreditima ponovno je operativan od ovog […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/likemetkovic.hr\/na-crnu-listu-ako-imate-dug-od-750-kuna-i-kasnite-61-dan\/\" \/>\n<meta property=\"og:site_name\" content=\"likemetkovic.hr\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/likemetkovic.hr\/\" \/>\n<meta property=\"article:published_time\" content=\"2019-08-27T12:12:25+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/likemetkovic.hr\/wp-content\/uploads\/2019\/08\/7daf4885565c527028b2.jpeg\" \/>\n\t<meta property=\"og:image:width\" content=\"943\" \/>\n\t<meta property=\"og:image:height\" content=\"531\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"LIKEmetkovic.hr\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Napisao\/la\" \/>\n\t<meta name=\"twitter:data1\" content=\"LIKEmetkovic.hr\" \/>\n\t<meta name=\"twitter:label2\" content=\"Procijenjeno vrijeme \u010ditanja\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minuta\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/likemetkovic.hr\/na-crnu-listu-ako-imate-dug-od-750-kuna-i-kasnite-61-dan\/\",\"url\":\"https:\/\/likemetkovic.hr\/na-crnu-listu-ako-imate-dug-od-750-kuna-i-kasnite-61-dan\/\",\"name\":\"Na 'crnu listu' ako imate dug od 750 kuna i kasnite 61 dan - likemetkovic.hr\",\"isPartOf\":{\"@id\":\"https:\/\/likemetkovic.hr\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/likemetkovic.hr\/na-crnu-listu-ako-imate-dug-od-750-kuna-i-kasnite-61-dan\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/likemetkovic.hr\/na-crnu-listu-ako-imate-dug-od-750-kuna-i-kasnite-61-dan\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/likemetkovic.hr\/portal\/wp-content\/uploads\/2019\/08\/7daf4885565c527028b2.jpeg\",\"datePublished\":\"2019-08-27T12:12:25+00:00\",\"author\":{\"@id\":\"https:\/\/likemetkovic.hr\/#\/schema\/person\/adba0fd43631b5fc581c97e6ca793693\"},\"breadcrumb\":{\"@id\":\"https:\/\/likemetkovic.hr\/na-crnu-listu-ako-imate-dug-od-750-kuna-i-kasnite-61-dan\/#breadcrumb\"},\"inLanguage\":\"hr\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/likemetkovic.hr\/na-crnu-listu-ako-imate-dug-od-750-kuna-i-kasnite-61-dan\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"hr\",\"@id\":\"https:\/\/likemetkovic.hr\/na-crnu-listu-ako-imate-dug-od-750-kuna-i-kasnite-61-dan\/#primaryimage\",\"url\":\"https:\/\/likemetkovic.hr\/portal\/wp-content\/uploads\/2019\/08\/7daf4885565c527028b2.jpeg\",\"contentUrl\":\"https:\/\/likemetkovic.hr\/portal\/wp-content\/uploads\/2019\/08\/7daf4885565c527028b2.jpeg\",\"width\":943,\"height\":531},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/likemetkovic.hr\/na-crnu-listu-ako-imate-dug-od-750-kuna-i-kasnite-61-dan\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Po\u010detna stranica\",\"item\":\"https:\/\/likemetkovic.hr\/portal\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Na ‘crnu listu’ ako imate dug od 750 kuna i kasnite 61 dan\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/likemetkovic.hr\/#website\",\"url\":\"https:\/\/likemetkovic.hr\/\",\"name\":\"likemetkovic.hr\",\"description\":\"Misli pozitivno... \u010ditaj LIKE\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/likemetkovic.hr\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"hr\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/likemetkovic.hr\/#\/schema\/person\/adba0fd43631b5fc581c97e6ca793693\",\"name\":\"LIKEmetkovic.hr\",\"url\":\"https:\/\/likemetkovic.hr\/portal\/author\/marijana\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Na 'crnu listu' ako imate dug od 750 kuna i kasnite 61 dan - likemetkovic.hr","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/likemetkovic.hr\/na-crnu-listu-ako-imate-dug-od-750-kuna-i-kasnite-61-dan\/","og_locale":"hr_HR","og_type":"article","og_title":"Na 'crnu listu' ako imate dug od 750 kuna i kasnite 61 dan - likemetkovic.hr","og_description":"Iz Hrvatske udruge banaka kratko su izvijestili da kreditne i financijske institucije nastavljaju s djelomi\u010dnom razmjenom podataka o klijentima i to samo za one koji nisu ispunili obvezu u roku. 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